The best credit cards for car rentals will provide you with some protection in case you are in an accident. A few credit cards offer primary rental insurance. This makes it much easier to file a claim. Only credit cards used for rental payments can have primary rental insurance. If you have auto insurance, the company will not be liable for any of the damage. It is important that you check your insurance before renting a car.
Chase Sapphire Preferred
Chase Sapphire Preferred credit is the best option if you plan on renting a car. The card offers primary coverage, flexibility point redemption, and a very low annual fee. The card also includes rental car insurance, which is undoubtedly one of the best in business. It covers domestic and international rentals, and gives you a 10% bonus on points earned. The Chase Sapphire Preferred also offers a year-end gift for each car rental that you make using the card.
You can use your Chase Sapphire Reserve credit to rent a car. This will allow you to get primary insurance coverage up to $75,000 per vehicle. This credit card is also eligible for discounts and perks from select rental car agencies. Chase Ultimate Rewards portal offers 10x points when you use your card to rent cars. In addition to rental cars, you can also earn unlimited 3x point on all travel purchases. This card is one the most valuable travel rewards cards.
Capital One business cards
Capital One has a credit card for business that can be used to rent cars frequently. Capital One offers several business credit cards that offer different benefits and requirements. These cards come with cashback and miles bonus. Before you make a decision, consider your spending habits. Capital One credit cards can offer you a greater cashback rate than other cards, so it may be easier to save money on gas. You should be aware of all limitations before applying.
You must first know the creditworthiness and financial standing of your business before you apply for a Capital One Business Card. You may be eligible for a business credit card with a lower interest rates if your company isn't sole proprietor. Many cards offer introductory deals, including a lower APR and extra travel miles. You should also know that your credit score plays a big role in whether you qualify or not, so make sure to consider all the factors that apply to your business.
Amex Platinum
Amex Platinum creditcard offers a number of benefits for those who frequently rent a vehicle. You can skip the line and receive a 25% discount. Also, you get an upgrade to a top-of-the-line car. Hertz Gold plus status will allow you to get lower rates as well as faster check-in. All of these perks are free to you as an authorized user. The card will save you money on rental car prices and provide primary car rental insurance.
Amex Platinum card comes with rental vehicle insurance, commonly known as collision damage waiver. It provides primary coverage of up to $75,000 for up to 30 days, while most cards only offer a few days of coverage. This coverage has a downside. You will need to file a claim with the car insurance provider. This can increase your monthly premium. The good news is that the coverage is available to you, and you don't have to worry about paying a high deductible.
U.S. Bank Altitude Reserve
Although it has many advantages over other credit cards, the U.S. Bank Altitude Reserve is not a slam-dunk in this particular area. It has a very attractive rewards program. You earn five points every dollar spent in prepaid hotels or eligible travel purchases. However, unlike other credit card, you cannot use points to purchase gas or restaurants. This makes it an unwise choice for car hire.
Many benefits can be derived from using the US Bank Altitude Reserve car rental credit card. The credit card offers trip delay insurance, extended warranty protection on purchases, price protection, and travel accident insurance. Travel assistance and accident insurance can be purchased if necessary, which includes evacuation coverage. It also offers a number of additional features. Consider the US Bank Altitude Reserve Credit Card if you're planning on traveling abroad for business or pleasure.