The best credit card for car rentals will give you some protection if you get into an accident. You can file a claim much more easily with some credit cards that have primary rental coverage. However, primary rental insurance is only available on credit cards used to pay for rentals. If you have auto insurance, the company will not be liable for any of the damage. Before you rent a car, make sure to verify your insurance coverage.
Chase Sapphire Preferred
A Chase Sapphire Preferred creditcard may be right for you if you are looking to rent a car. The card offers primary coverage, flexibility point redemption, and a very low annual fee. The card also includes rental car insurance, which is undoubtedly one of the best in business. The card offers coverage for almost all domestic and foreign rentals. You also get a 10% bonus on your point earned. The Chase Sapphire Preferred also offers a year-end gift for each car rental that you make using the card.
When you use your Chase Sapphire Reserve credit card for car rental, you can get primary insurance coverage for up to $75,000 per rental vehicle. This credit card also offers perks and discounts at select rental car agencies. Using your card for rental cars also offers 10x points on rental cars booked through Chase's Ultimate Rewards portal. Additionally, you will be able to earn unlimited 3x Points on any other travel purchase, including rental cars. This credit card is one of the best travel rewards cards you can use.
Capital One business cards
Capital One may offer a business credit to you if you often rent a car. Capital One offers a variety of business credit cards, each with its own benefits and requirements. These cards offer miles and cashback bonuses. You should also consider your spending habits and other factors before you make a decision. Some cards offer a higher cashback rate than others, and you may find it easier to save on gas with a Capital One credit card. Before applying, be sure to understand all restrictions.
Before you apply for Capital One business cards, you must know the creditworthiness of your business. If you're not a sole proprietor, you can apply for a business card that will give you a lower interest rate. Many cards offer an introductory offer, such as a lower interest rate or additional travel miles. Your credit score is a major factor in your ability to qualify for a card. Make sure you consider all factors relevant to your business.
Amex Platinum
Amex Platinum credit offers several benefits to those who rent cars often. Avis Preferred Membership allows you to skip lines, get a 25% discount, or upgrade to a first-class car. Hertz Gold plus status will allow you to get lower rates as well as faster check-in. You can enjoy all these perks as an authorized user. The card will save you money on rental car prices and provide primary car rental insurance.
Another benefit of the Amex Platinum card is that it comes with rental car insurance, known as collision damage waiver. This card offers primary coverage upto $75,000 for 30 days. Other cards offer only limited coverage. This coverage comes with a drawback. It requires that you file a claim to your car insurance provider. This could increase your monthly premium. You don't need to pay a high deductible and the coverage is still available.
U.S. Bank Altitude Reserve
Although the U.S. Bank Altitude Reserve card has many benefits, it is not as good as other credit cards in this area. It offers an excellent rewards program and earns five points for every dollar spent at prepaid hotels and eligible travel purchases. You cannot redeem points for gas or restaurant purchases, unlike many credit cards. This makes it an unwise choice for car hire.
The US Bank Altitude Reserve credit cards for car rental have many benefits. The credit card provides trip delay insurance, extended warranty coverage on purchases, price protection and travel accident insurance. You can also avail of travel assistance and accident insurance if needed, including evacuation coverage. This card comes with many additional features, in addition to the above benefits. The US Bank Altitude Reserve is a credit card that you can use to travel internationally on business or pleasure.