If you are involved in an accident, the best car rental credit card will offer you protection. A few credit cards offer primary rental insurance. This makes it much easier to file a claim. The primary rental insurance is available only to credit cards that have been used to pay rent. If you have personal insurance for your vehicle, the rental company will not be responsible for any damage. You should make sure you have adequate insurance before you rent a vehicle.
Chase Sapphire Preferred
If you plan to rent a car, a Chase Sapphire Preferred credit card may be the right choice for you. This credit card has flexible redemption and primary coverage. It also charges a low annual fee. As an added bonus, the card provides rental car insurance that is undoubtedly the best. The card is available for domestic and international rentals. It also offers a 10% bonus when you earn points. Chase Sapphire Preferred is also available as a year-end present for every car you rent using the card.
When you use your Chase Sapphire Reserve credit card for car rental, you can get primary insurance coverage for up to $75,000 per rental vehicle. This credit card is also eligible for discounts and perks from select rental car agencies. Chase Ultimate Rewards portal also gives you 10x points when you rent a car through your credit card. You can also earn unlimited 3x points on other travel purchases, including rental cars. This credit card offers the best travel rewards.
Capital One business cards
Capital One offers a business credit card that you may be interested in if you regularly rent a vehicle. Capital One offers a variety of business credit cards, each with its own benefits and requirements. These cards provide cashback and mileage bonuses, so you need to consider your spending habits before making a choice. Capital One credit cards can offer you a greater cashback rate than other cards, so it may be easier to save money on gas. However, you should make sure that you know the limitations before you apply.
Before you apply to Capital One for a business card, make sure your business is creditworthy. A business card can be applied for by anyone who is not the sole proprietor. Many cards offer introductory rates, such as lower introductory APRs or more travel miles. Also, your credit score can play a large role in whether your application is approved or denied. Take into consideration all factors related to your business.
Amex Platinum
The Amex Platinum credit cards offers many benefits if you frequently rent a car. Avis Preferred Status allows you to skip the line, get a 25% discount, and get a one-class car upgrade. Hertz Gold PLUS status offers lower rates and faster check in. As an authorized user, all of these perks come at no cost to you. This card not only saves you money on rent-a-car rates but also provides primary rental insurance.
Amex Platinum card comes with rental vehicle insurance, commonly known as collision damage waiver. This card provides primary coverage up to $75,000 for a maximum of 30 days. Many cards only provide a few days. This coverage has a downside. You will need to file a claim with the car insurance provider. This can increase your monthly premium. The good news is that the coverage is available to you, and you don't have to worry about paying a high deductible.
U.S. Bank Altitude Reserve
The U.S. Bank Altitude Reserve Credit Card has many great features, but it's not the best card in this category when compared to other credit options. It has a very attractive rewards program. You earn five points every dollar spent in prepaid hotels or eligible travel purchases. You cannot redeem points for gas or restaurant purchases, unlike many credit cards. This makes it a poor choice when renting a car.
There are many benefits to using the US Bank Altitude Reserve card for car rentals. The credit card also provides trip delay insurance, extended warranty protection on purchases and price protection. There is also travel accident insurance. You can also avail of travel assistance and accident insurance if needed, including evacuation coverage. It also offers a number of additional features. Consider the US Bank Altitude Reserve Credit Card if you're planning on traveling abroad for business or pleasure.