Chase Sapphire Reserve
There are a few restrictions on the Chase Sapphire Reserve credit card that includes car rental insurance. The car rental insurance does not cover you and your passengers for injuries. This credit card has many benefits that will allow you to make the most out of your rental car experience.
First, the card includes Auto Rental Collision damage waiver insurance. This insurance covers all rental vehicles worldwide. This insurance is available to both authorized users and primary renters. The coverage can be purchased for as much as seventy thousand dollars. This is sufficient for most rental cars.
You can also save money by using your Chase Sapphire Reserve card with rental car insurance. You may be charged for collision coverage if you rent a car through a rental agency. This can lead to high costs. Use your Sapphire Reserve credit to pay for car rental insurance and you can save as much as $15 per day.
American Express
If you have an American Express credit card and are planning to rent a vehicle from a rental agency then you should enroll in their rental car insurance. By logging in to your account online, you can select the type and amount of coverage you wish. You will also need to select the card you will most likely use for the rental. Once you enroll, you won't have to pay a cent until you rent your first car. You will be charged the applicable premium rate when you rent your first car.
American Express offers two levels for car rental insurance. Premium coverage includes primary coverage for up to $100,000. The second is called premium. However, this plan is not applicable to rental cars in Israel, New Zealand, Jamaica, Australia, or Israel. It also excludes most vans and trucks that exceed a gross vehicle weight rating of 10,000 pounds, off-road vehicles, and vehicles that are more than 20 years old. In addition, the policy doesn't cover vehicles rented from auto dealerships, moving companies, or auto body repair shops.
Capital One Venture Rewards
Capital One Venture Rewards credit cards with rental protection are a great option for those who travel frequently. This card is free of annual fees and offers decent rewards. It offers travelers many travel protections, including emergency car service and car rental insurance. Card members can also enjoy two free visits per year to Capital One Lounges and Plaza Premium Lounges. Capital One opened its first lounge at Dallas/Fort Worth International Airport in 2017. Capital One's warranty protection and virtual number service are available for no cost.
The Capital One Venture offers a car rental insurance policy that covers physical damage and theft. The credit card can also earn 5x miles for hotel stays and car rentals. Capital One Venture card lets you redeem your miles at a certain value. The card also includes a purchase eraser that allows you to use your miles to erase any eligible purchase.