A good credit card for car rental will provide some protection in the event of an accident. Many credit cards include primary rental insurance. This makes it easier to file a claim. However, primary rental insurance is only available on credit cards used to pay for rentals. Personal auto insurance is not available. If the personal insurer has coverage, it will be required to be used. This is why you should carefully review your insurance coverage before renting a car.
Chase Sapphire Preferred
A Chase Sapphire Preferred creditcard is a good choice if you intend to rent a vehicle. This credit card offers primary coverage, flexible point redemption, and a low annual fee. As an added bonus, the card provides rental car insurance that is undoubtedly the best. The card is available for domestic and international rentals. It also offers a 10% bonus when you earn points. The Chase Sapphire Preferred also offers a year-end gift for each car rental that you make using the card.
Chase Sapphire Reserve credit cards can be used to rent cars. You can get primary coverage up to $75,000 for each vehicle. This credit card is also eligible for discounts and perks from select rental car agencies. Chase Ultimate Rewards portal offers 10x points when you use your card to rent cars. Additionally, you will be able to earn unlimited 3x Points on any other travel purchase, including rental cars. This credit card offers the best travel rewards.
Capital One business Cards
If you rent a car frequently, you might be interested in using your Capital One business credit card. Capital One offers a variety of business credit cards, each with its own benefits and requirements. These cards are available with miles and cashback, but you should be mindful of your spending habits before signing up. Some cards offer a higher cashback rate than others, and you may find it easier to save on gas with a Capital One credit card. However, you should make sure that you know the limitations before you apply.
Before you apply for Capital One's business card, it is important to assess your creditworthiness. A business card will offer a lower interest rate if you're not a sole proprietor. Many cards offer introductory offers, such as a lower introductory APR or extra travel miles. Credit score plays an important role in whether you qualify. Be sure to assess all aspects of your business.
Amex Platinum
Amex Platinum credit offers several benefits to those who rent cars often. Avis Preferred Status lets you skip the line, get 25% off, and receive a one class car upgrade. Hertz Gold PLUS status offers lower rates and faster check in. These perks are available to authorized users at no additional cost. The card will save you money on rental car prices and provide primary car rental insurance.
Amex Platinum card offers rental car insurance, also known as collision damages waiver. It provides primary coverage of up to $75,000 for up to 30 days, while most cards only offer a few days of coverage. This coverage has a downside. You will need to file a claim with the car insurance provider. This can increase your monthly premium. The good news about this coverage is that it is available to all, and there is no need to worry about a highdeductible.
U.S. Bank Altitude Reserve
The U.S. Bank Altitude Reserve credit card has many advantages, but it is no slam dunk in this area compared to other credit cards. The card offers a great rewards program, earning five points for every dollar spent on eligible travel purchases and prepaid hotels. Unlike many other credit cards, however, you cannot redeem points for gas and restaurant purchases. This makes it a poor choice when renting a car.
There are many benefits to using the US Bank Altitude Reserve card for car rentals. The credit card provides trip delay insurance, extended warranty coverage on purchases, price protection and travel accident insurance. If needed, you can also access travel assistance and insurance that covers accident coverage. This card comes with many additional features, in addition to the above benefits. Consider the US Bank Altitude Reserve Credit Card if you're planning on traveling abroad for business or pleasure.